1. "Apply for a loan. You may scoff at first, especially if your credit is shaky or you've already been turned down for a loan by your bank, but there are nonprofits out there that are designed to help low-income and middle-class homeowners"
2. "Refinance. Specifically, with a Federal Housing Administration 203k refinance loan. These are loans in which the homeowner consolidates their existing mortgage and the cost of a home renovation project."
3. "See if you're eligible for a grant. Yes, free money. And, yes, good luck with that. But grants, even if they aren't plentiful, are out there."You can read more about these strategies here.